Retirement Savings | Rowan Financial

3 Reasons Why Target Date Funds May be Off Target

Target Date Funds

Target Date Funds Are Popular, But Then Again, So Was Smoking The use of Target Date Funds has become one of the most popular 401(k) options for retirement savers. According to this article, 71% of 401(k) plans offered a Target Date Fund option by the end of 2013 and 15% of all 401(k) assets are…

The Impact of Student Loan Debt on Your Personal Finances

Student Loan Debt

Student Loan Debt – Pay Now & Really Pay Later Student loan debt is the #1 issue impacting the personal finances of most people under 30. According to a recent survey conducted by Student Loan Hero, the average student loan debt for 2016 graduates is now $37,172. If you graduate with this amount of debt…

Saving for Retirement – Does the 50-30-20 Rule Really Work?

By Dave Rowan |

50-30-20 rule

How Much of My Paycheck Should I Save? The question, “How much of my paycheck should I save each month?” is probably on your mind when you think about saving for retirement. It’s a complex question that depends on many variables. And like many complex questions, it’s natural to look for rules of thumb to…

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