Net Worth

It’s Not About Just About Income, Net Worth is the True Story When many people talk about their personal finances, most of the focus goes toward income.  And while your salary is important, a bigger determinant of your long-term financial success is to regularly calculate and track your net worth. This post starts off with…

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Student Loan Debt

Student Loan Debt – Pay Now & Really Pay Later Student loan debt is the #1 issue impacting the personal finances of most people under 30.  According to a recent survey conducted by Student Loan Hero, the average student loan debt for 2016 graduates is now $37,172. If you graduate with this amount of debt…

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personal finances

Personal Finances Aren’t Just About Saving and Investing When it comes to personal finances, most financial advisors focus on the saving and investing side of the equation.  There is no doubt that this is very important. You should definitely have a plan in place to save 10% or more of your income.  And it’s also…

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Personal Financial Planning Success

What Does a Dead Italian Guy Have to Do with My Personal Finances? I’m a big fan of the Pareto Principle.  It is named after Italian economist Vilfredo Pareto and is also known as the “80/20 rule.” When observing commerce during the late 19th and early 20th century, Pareto noticed that 80% of an economy’s…

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